Student Insurance

Bluefield College has always been committed to ensuring students have access to affordable, quality, and comprehensive health insurance. This summer, Bluefield College partnered with Gallagher Student Health and Special Risk. This new company is anxious to work with students and parents as you become familiar with the new website that is designed especially for Bluefield College to provide information about the Student Health Insurance Plan.

As many of you are already aware, Bluefield College has always practiced a “hard waiver” insurance plan and we continue to do so through Gallagher Student Health. However, there are several very important changes. Many of these changes will become evident to you when you visit the website at and begin to familiarize yourself with all the wonderful new benefits of your plan if you choose to enroll in the insurance. The website is very user friendly and easy to navigate, so please take time to explore.

However, many of you will only visit the website with the purpose of waiving the $1,348.00 charge from your account. The insurance premium is now charged annually and not per semester. You will see this one-time charge on your account of $1,348.00 in August. Please understand, ALL STUDENTS WHO DO NOT WISH TO BE ENROLLED must prove that they have coverage by September 2, 2014 by completing and submitting the online waiver or this premium will NOT be removed from their account.

Please keep the following in mind when you are making decisions about insurance:

  • Providing a copy of your personal insurance card to the Office of Student Development or the Athletic Department when submitting the Health Information Packet or Athletic Form(s) is NOT the same as submitting an online waiver. All students are required to include a copy of their insurance card with their Health Information Packet and to the Athletic Department for record keeping purposes only. This does not meet the “hard waiver” requirement.
  • When discussing “bottom line estimates” with financial aid, please understand they are not actually deducting the insurance premium from your account. You still have to go online to waive the insurance before you will notice an official change in your statement.
  • The term “hard waiver” means proof of coverage must be furnished or the student will be automatically enrolled in the college-sponsored health insurance plan and the premium for that plan will be added to their tuition bill.
  • “Hard waiver” does not mean a student must be enrolled in the Bluefield College-sponsored health insurance plan; it means students are required to show evidence of coverage by an acceptable health insurance plan.
  • The “hard waiver” requirement applies to any undergraduate, traditional student enrolled in a degree-seeking program and registered for six or more credit hours.

We strongly encourage students to contact our office with questions regarding the waiving and enrollment process. Our goal is to see that all students who wish to be enrolled in the insurance are enrolled in a timely manner and that all students who have their own insurance coverage are able to waive the insurance and have the $1,348.00 charge removed from their account as quickly as possible. When you receive your statement from the Bluefield College business office, the insurance adjustment will be made to your statement.

Keep in mind, this process is for all traditional BC students who are enrolled in 6 or more credit hours per semester and in a degree-seeking program. Written approval must be obtained from the insurance administrator prior to an exemption.

The Gallagher website is now open for students to go online and waive or enroll. Instructions are included with this letter. Please keep in mind that the deadline is September 2, 2014.

Current information about the insurance will be sent out through student e-mail, the Parent Club, and posted on the Student Development web pages. Please check all of these for effective dates of coverage and the open and closing of the enrollment/waiver period, as these time frames may vary.

Should you have any questions please contact the Office of Student Development at 276.326.4207 or e-mail .

Helpful Documents